Property & Casualty
Insurance

Customized for your business

Tucker Agency is here when you need us most. Our team provides valuable assistance in matters such as workplace safety programs, risk management practices, uncovering potential liabilities and finding ways to reduce insurance costs. In the event of a claim, one of our dedicated claims advisors will personally assist in processing and expediting your request. With an average tenure of 35 years, you can feel confident that he or she will ensure that your claim is processed quickly and fairly.

General Liability

Commercial General Liability insurance protects a business if it’s held legally responsible for injuries, property damage, or certain advertising-related claims involving third parties (customers, vendors, visitors).

Automobile

Commercial auto insurance covers vehicles used for business purposes against accidents, damage, theft, and liability claims.

Umbrella/Excess

Commercial umbrella and excess liability insurance is extra liability coverage that sits on top of your existing business insurance policies.  It provides additional protection when the limits of your primary policies (like general liability, commercial auto, or employers’ liability) are exhausted.

Property

Commercial property insurance protects a company’s physical assets from damage or loss caused by events like fire, theft, vandalism, and certain natural disasters. It helps businesses repair or replace property so they can continue operating after unexpected events.

Workers’ Compensation

Workers’ compensation insurance covers your statutory liability under various state workers compensation laws or acts. It provides defined benefits to employees who experience an injury on the job to help them cover medical costs, replace income, and return to work.

  • An installation floater covers materials, supplies, and equipment while they are being transported, stored temporarily, or installed at a job site.  It protects contractors from financial loss if materials are damaged, lost, or stolen before the installation is completed.

  • Builder’s risk coverage (also called course of construction insurance) is a specialized property insurance policy that protects a building or dwelling while it’s being constructed, renovated, or remodeled.  It covers physical loss or damage to the structure and certain materials during the construction phase.

  • Contractor’s equipment coverage protects a contractor’s tools, machinery, and mobile equipment from damage, theft, or loss.  It covers equipment that moves from job site to job site.

Inland Marine

Professional / Pollution

Errors & Omissions Insurance

Professional liability insurance (also called Errors & Omissions (E&O) insurance) protects a business or individual professional against claims that their services, advice, or expertise caused a client financial loss.  Professional liability covers financial harm caused by mistakes, negligence, or failure to perform services properly.

Pollution Liability Insurance

Pollution liability insurance (also called environmental liability insurance) protects businesses against claims and cleanup costs arising from pollution, contamination, or environmental damage caused by their operations.

Executive Risk

  • Cyber liability insurance protects companies from financial losses related to cyberattacks, data breaches, and other technology-related risks.

  • Directors and Officers liability protects the leaders of a company — its directors and officers — against claims alleging wrongful acts, mismanagement, or breaches of fiduciary duty while performing their corporate duties.  It is designed to cover legal costs, settlements, or judgments that could arise from lawsuits brought by shareholders, employees, regulators, or other stakeholders.

  • Employment Practices Liability Insurance protects employers against claims made by employees (current, former, or prospective) alleging wrongful employment practices.  It covers legal costs, settlements, and judgments related to employment-related disputes.

  • Crime insurance protects a company from financial losses caused by dishonest or criminal acts, typically by employees or third parties.  It helps cover theft, fraud, and other criminal activities that target the business’s money, property, or securities.

  • Fiduciary liability insurance protects individuals and organizations who manage employee benefit plans (like retirement or health plans) against claims of mismanagement, errors, or breaches of fiduciary duty.  It is designed to cover legal costs, settlements, or judgments that arise when plan participants allege that their benefits were mishandled.